Health insurance that actually works for you

When it comes to your health, there are a few things to get you started that will make a big difference for the year. Check these items off your Oscar list!

Here’s how to make your plan work for you:

Activate your member account

So you can message your Care Team, talk to a provider, find care, and more.

Keep your plan running smoothly — without a second thought.

Find a primary care provider (PCP)

Connect with a PCP that gets to know you for the long haul.

Get important updates fast — and save some trees!

View your digital ID card

See it on-the-go, wherever you go.

Get the Oscar app

Access to care and your plan details — from anywhere.

Get your questions answered

Find answers to the most commonly asked questions

Some things members love about Oscar

Great providers nearby

Find doctors, hospitals, and pharmacies near you that accept our plans. See providers that understand your language, race, ethnicity, and health history.

A Care Team by your side

Your Care Team’s only job is to answer your questions and help save you money by finding you quality care in your area.

Virtual care anywhere

Talk to a provider within minutes at any time for $0 — all from the comfort of home — with Virtual Urgent Care 1 and, in some areas, $0 Oscar Primary Care 2 .

Savings with $3 meds

Many commonly prescribed prescription drugs are as little as $3. 3 Get a prescription or refill through the Oscar app, and get it delivered right to your door.

A handy healthcare app

Get care, refill meds, access your digital ID card, message your Care Team, and look up benefits — it’s all there.

Learn more about Oscar

What Oscar does

Everyone deserves access to more affordable, high-quality healthcare.

Our approach to AI and how we’re using it to improve the healthcare system.

Powering the system

Find out how +Oscar's Campaign Builder helps drive member engagement and action.

Oscar Medical coverage is underwritten by Oscar Insurance Company located in New York, New York. Plans sold in New York are underwritten by Oscar Insurance Corporation located in New York, New York. Plans sold in Florida are underwritten by Oscar Insurance Company of Florida. Plans sold in New Jersey are underwritten by Oscar Garden State Insurance Corporation. Administrative Services for all plans provided by Oscar Management Corporation. Plans sold in Texas use policy form numbers OSC-TX-IVL-EOC-2024/OSC-TX-IVL-EOC-2024-HIX and associated COC forms OHIN-133765733/OHIN-133765677/OHIN-133656589/OHIN-133656586. Plans sold in Virginia use policy form number OSC-VA-IVL-EOC-2024-HIX/OSC-VA-IVL-EOC-2024 with associated COC form number OHIN-133619594/OHIN-133619595. HMO products are offered by Oscar Insurance Corporation and Oscar Buckeye State Insurance Corporation in Ohio, Oscar Health Plan, Inc. in Arizona and Illinois, Oscar Health Plan of Pennsylvania, Inc in Pennsylvania, Oscar Health Plan of Georgia in Georgia, Oscar Health Plan of North Carolina, Inc. in North Carolina, Oscar Managed Care of South Florida, Inc. in Florida, and Oscar Health Plan of New York, Inc. in New York. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs, and complete details of coverage, contact a licensed agent or Oscar sales representative.

Oscar’s Virtual Urgent Care offerings are not available in US territories or internationally. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 visits. Prescriptions, visits and services may be limited per provider discretion.

For 2024, Oscar Primary Care is available in TX (excluding HSA, Secure, and non-elite Bronze plans), NY (excluding Standard Silver, Standard Bronze, and Secure plans), South FL (Palm Beach, Miami-Dade, and Broward, excluding HSA and Secure plans), Northern/Central FL (excluding HSA and Secure plans), AZ (excluding HSA and Secure plans), GA (excluding HSA and Secure plans). Oscar Primary Care providers are employed by Oscar Medical Group, not Oscar Insurance Company or its insurance plan affiliates. Oscar Primary Care is only available to members 18 years of age and older. Prescriptions, visits and services may be limited at the provider’s discretion and Oscar Primary Care is not intended to be used in conjunction with another primary care consultation. Oscar Care in-person visits in conjunction with your virtual visit may have a copayment. Due to medical licensing laws, you must be in your home state at the time of your virtual visit. In Northern and Central FL markets there may be a cost share associated with your visit. Please view plan details here for more detailed information.

$3 Prescriptions include up to 30-day supply of medication and are not available in NY, NJ, or for Catastrophic plans, small group plans, or Medicare plans.